Instagram Finance UGC Creators in the United States
The tightest brief this index answers on its own: 165 Instagram creators in the United States posting finance content, 90% of the 184 finance creators in the United States. Half sit under 1,069 followers. Widen to every Instagram creator in the United States. Start free to unlock verified emails for the full list.
30 Instagram finance creators in the United States from the September 2026 index
Public profiles only: handle, platform, follower band, niche labels, and stated country. Handles open the creator's own account. Contact details are part of the product and stay masked here.
Swipe sideways to see every column.
Avatars are generated illustrations, not creator photos. Each one is drawn from a hash of the public handle, so the same handle always gets the same character.
135 more Instagram finance creators in the United States with verified emails, fit scores, and portfolio links are inside UGC Agent. A free account runs a full Instagram finance creators in the United States search; paid plans unlock larger lists and exports.
Creator data snapshot
Every figure is a UGC-qualified creator from the 14 September 2026 export. Follower counts are bands because exact numbers drift between exports.
- Creators indexed
- 165
- Instagram / TikTok
- 165 / 0
- Median followers
- 1,069
- Under 5k followers
- 87%
- Middle half
- 449 to 2,572
- Portfolio site
- 37.6%
- Index date
- 14 September 2026
- Under 50047
- 500 to 1k29
- 1k to 5k67
- 5k to 10k12
- 10k to 50k4
- 50k to 250k6
Top countries
Finance creators on Instagram in the United States
165 finance creators in the United States post to Instagram; the TikTok pool for the same brief is below the size this directory will publish.
In numbers: 165 Instagram finance creators in the United States at the September 2026 index, 100% on Instagram and 0% on TikTok. 41% sit in the 1k to 5k band, 46% are under 1,000 followers, and 6% are above 10,000. The interquartile range runs from 449 to 2,572 followers, so a typical shortlist is nano and micro accounts rather than influencers.
What finance UGC costs in the United States
Mapped to the calculator's tiers, 87% of Instagram finance creators in the United States are nano (under 5k followers), 10% sit between 5k and 50k, and 4% are above 50k. The index's bands are coarser than the tiers, so treat the middle group as a mix of micro and mid. In practice most quotes from this pool will land in the nano and micro columns.
| Deliverabletypical, then low to high | Nanounder 5k followers | Micro5k to 25k | Mid25k to 100k | Established100k and up |
|---|---|---|---|---|
| UGC video, 15 to 30sper finished video | $150$100 to $250 | $225$150 to $350 | $375$250 to $600 | $650$400 to $1,000 |
| UGC video, 30 to 60sper finished video | $195$130 to $325 | $295$195 to $455 | $490$325 to $780 | $845$520 to $1,300 |
| Photo set (5 edited photos)per set | $175$100 to $250 | $225$125 to $350 | $350$200 to $550 | $550$300 to $900 |
| Raw footage add-onper video | $50$50 to $75 | $70$50 to $105 | $115$75 to $180 | $195$120 to $300 |
| Paid usage, 3 monthsper video, on top of production | $40$25 to $65 | $55$40 to $90 | $95$65 to $150 | $165$100 to $250 |
| Paid usage, 12 monthsper video, on top of production | $150$100 to $250 | $225$150 to $350 | $375$250 to $600 | $650$400 to $1,000 |
2026 benchmark, estimates from the UGC Agent rate model and public rate cards. Not a quote and not drawn from the creator index. Build an itemised rate card for your brief with the UGC rate calculator, or compare a reach-based quote with the influencer rate calculator.
Questions about Instagram finance creators in the United States
How many Instagram finance creators in the United States are there?
165 at the 14 September 2026 export: 165 on Instagram and 0 on TikTok. Every one passed UGC Agent's qualification check, meaning the bio or recent content publicly advertises UGC work. The index grows with each search run, so treat the count as a floor.
Where are Instagram finance creators in the United States based?
Country is taken from the creator's public profile where it is stated; many profiles do not list one.
How many followers does a typical Instagram finance creator in the United State have?
The median is 1,069 followers, with the middle half between 449 and 2,572. 87% have fewer than 5,000 followers and only 6% are above 10,000. That is by design: the index is built around creators who make content for brands to run, not around reach.
How often is this list refreshed?
Counts and the 30 listed profiles come from the 14 September 2026 export of the index, and the page regenerates with each export. Follower figures are shown as bands because exact counts drift, and the listed profiles rotate so the same accounts are not on show permanently.
What disclosure and compliance rules apply to finance UGC?
In the US, the FTC requires clear disclosure of payment or referral bonuses, and the SEC and CFPB treat creator statements about investment or credit products as regulated promotions the brand is responsible for. In the UK, content promoting a regulated financial product must comply with FCA financial promotion rules, which usually means approval by an authorized firm and a prominent risk warning. Brief the exact approved language, require the warning in the clip, and review before posting.
How do I pay finance creators when there is nothing to seed?
With a cash fee for the deliverable and a separate line for usage rights, since there is no product to offset the cost. Referral or affiliate bonuses are common but must be disclosed as a material connection, and some regulated products restrict them entirely. Build in a paid revision round for compliance changes so the creator is not reworking the clip for free after legal review. Set expectations in the first message about the approval timeline.
Which formats work for budgeting and banking apps?
An app walkthrough that shows the feature solving a real weekly problem, a how-I-budget explainer with the creator's categories on screen, and a savings-challenge check-in filmed over several weeks. Keep numbers readable, mask real balances, and place the risk warning on screen where required. Deliver the raw capture without music so the brand can cut compliant variations and update the clip when rates, fees, or the interface change.
Is exclusivity expected for fintech creators?
More than in most niches, because a creator recommending two competing budgeting apps in the same quarter is not credible and can confuse a regulated promotion. A 90-day category window with the competitors named and a fee attached is a normal ask, and many finance creators will accept it because their content calendar is narrow anyway. Longer exclusivity should be priced as a retainer. Write the term into the agreement together with the compliance and usage clauses.
Creator listed here? Request an update or removal: hello@ugcagent.app. Handles are public usernames; no names, bios, photos, or contact details are shown.
Every list in this directory
All 192 lists, each with its live count from the 14 September 2026 index: 15 by niche, 23 by platform and niche, 11 by country, 51 by country and niche, 66 by platform and country, and 26 by follower tier. A list only exists where the index can fill it, so there are no empty pages to click through: 40+ creators for a niche, 100+ for a country, and more than 24 for a combination, which is the size of the table itself.
By niche
Niche lists by country
- United States 5,552Beauty 1,337Fitness 682Parenting 608Lifestyle 435Travel 450Fashion 364Home 697Food 180Tech 302Finance 184Mental Health 301Trading 166Gaming 43Productivity 54Pets 47
- United Kingdom 3,376Beauty 885Fitness 233Parenting 347Lifestyle 311Travel 432Fashion 366Home 224Food 225Tech 128Finance 58Gaming 27
- Mexico 902Beauty 102Fitness 108Lifestyle 88Travel 29Fashion 42
- Argentina 623Beauty 43Fitness 56Lifestyle 38
- Chile 523Beauty 130Fitness 44Lifestyle 91
- Italy 399Beauty 143Lifestyle 30Travel 48Fashion 42
- Spain 357Beauty 74Lifestyle 65Fashion 39
- Colombia 319Beauty 57Fitness 55Lifestyle 41
- Peru 175Beauty 41Lifestyle 32
- Canada 133Beauty 58Parenting 33
Platform lists by country
- United States 5,552Instagram 5,232Instagram Beauty 1,237Instagram Fitness 600Instagram Parenting 571Instagram Lifestyle 386Instagram Travel 404Instagram Fashion 340Instagram Food 160Instagram Tech 258Instagram Finance 165Instagram Mental Health 283Instagram Productivity 49Instagram Pets 42TikTok 320TikTok Beauty 100TikTok Fitness 82TikTok Parenting 37TikTok Lifestyle 49TikTok Travel 46TikTok Tech 44
- United Kingdom 3,376Instagram 2,703Instagram Beauty 692Instagram Fitness 180Instagram Parenting 296Instagram Lifestyle 231Instagram Travel 341Instagram Fashion 290Instagram Home 186Instagram Food 177Instagram Tech 96Instagram Finance 40Instagram Gaming 25TikTok 673TikTok Beauty 193TikTok Fitness 53TikTok Parenting 51TikTok Lifestyle 80TikTok Travel 91TikTok Fashion 76TikTok Home 38TikTok Food 48TikTok Tech 32
- Chile 523Instagram 480Instagram Beauty 110Instagram Fitness 39Instagram Lifestyle 82TikTok 43
- Italy 399Instagram 333Instagram Beauty 117Instagram Lifestyle 27Instagram Travel 40Instagram Fashion 35TikTok 66TikTok Beauty 26
- Spain 357Instagram 327Instagram Beauty 65Instagram Lifestyle 60Instagram Fashion 32TikTok 30
- Colombia 319Instagram 293Instagram Beauty 49Instagram Lifestyle 34TikTok 26
- Canada 133Instagram 113Instagram Beauty 53Instagram Parenting 30
Lists by follower tier
- Beauty 4,550Nano 3,781Micro 652
- Fitness 3,288Nano 2,500Micro 648
- Parenting 1,809Nano 1,517Micro 222
- Lifestyle 1,776Nano 1,374Micro 308
- Travel 1,521Nano 1,084Micro 303
- Fashion 1,486Nano 1,108Micro 296
- Home 1,271Nano 1,094Micro 141
- Food 1,012Nano 738Micro 227
- Tech 948Nano 730Micro 144
- Finance 420Nano 327Micro 74
- Trading 318Nano 253Micro 54
- Gaming 123Nano 76Micro 32
- Productivity 82Nano 69
- Pets 69Nano 61
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