Instagram Finance UGC Creators in the United States
UGC Agent's 7 October 2026 index holds 206 Instagram finance creators in the United States; every one posts on Instagram and the median account has 1,063 followers. That is 91% of the 227 finance creators in the United States, and the median sits below their 1,137.
The tightest brief this index answers on its own: 206 Instagram creators in the United States posting finance content, 91% of the 227 finance creators in the United States. Half sit under 1,063 followers. Widen to every Instagram creator in the United States. Start free to unlock verified emails for the full list.
30 Instagram finance creators in the United States from the October 2026 index
Public profiles only: handle, platform, follower band, niche labels, and stated country. Handles open the creator's profile page where one exists, otherwise their own account. Contact details are part of the product and stay masked here.
Swipe sideways to see every column.
Avatars are generated illustrations assigned by a hash of the public handle, not creator photos. The same handle always draws the same character, and the character says nothing about what the creator looks like.
176 more Instagram finance creators in the United States with verified emails, fit scores, and portfolio links are inside UGC Agent. Every plan starts with a 3-day trial that runs a full Instagram finance creators in the United States search; larger plans unlock bigger lists and exports.
Creator data snapshot
Every figure is a UGC-qualified creator from the 7 October 2026 export. Follower counts are bands because exact numbers drift between exports.
- Creators indexed
- 206
- Instagram / TikTok
- 206 / 0
- Median followers
- 1,063
- Under 5k followers
- 87%
- Middle half
- 450 to 2,636
- Portfolio site
- 43.2%
- Index date
- 7 October 2026
- Under 50058
- 500 to 1k39
- 1k to 5k82
- 5k to 10k17
- 10k to 50k4
- 50k to 250k6
Finance creators on Instagram in the United States
206 finance creators in the United States post to Instagram; the TikTok pool for the same brief is below the size this directory will publish.
In numbers: 206 Instagram finance creators in the United States at the October 2026 index, 100% on Instagram and 0% on TikTok. 40% sit in the 1k to 5k band, 47% are under 1,000 followers, and 5% are above 10,000. The interquartile range runs from 450 to 2,636 followers, so a typical shortlist is nano and micro accounts rather than influencers.
What finance UGC costs in the United States
Mapped to the calculator's tiers, 87% of Instagram finance creators in the United States are nano (under 5k followers), 10% sit between 5k and 50k, and 3% are above 50k. The index's bands are coarser than the tiers, so treat the middle group as a mix of micro and mid. In practice most quotes from this pool will land in the nano and micro columns.
| Deliverabletypical, then low to high | Nanounder 5k followers | Micro5k to 25k | Mid25k to 100k | Established100k and up |
|---|---|---|---|---|
| UGC video, 15 to 30sper finished video | $150$100 to $250 | $225$150 to $350 | $375$250 to $600 | $650$400 to $1,000 |
| UGC video, 30 to 60sper finished video | $195$130 to $325 | $295$195 to $455 | $490$325 to $780 | $845$520 to $1,300 |
| Photo set (5 edited photos)per set | $175$100 to $250 | $225$125 to $350 | $350$200 to $550 | $550$300 to $900 |
| Raw footage add-onper video | $50$50 to $75 | $70$50 to $105 | $115$75 to $180 | $195$120 to $300 |
| Paid usage, 3 monthsper video, on top of production | $40$25 to $65 | $55$40 to $90 | $95$65 to $150 | $165$100 to $250 |
| Paid usage, 12 monthsper video, on top of production | $150$100 to $250 | $225$150 to $350 | $375$250 to $600 | $650$400 to $1,000 |
2026 benchmark, estimates from the UGC Agent rate model and public rate cards. Not a quote and not drawn from the creator index. Build an itemised rate card for your brief with the UGC rate calculator, or compare a reach-based quote with the influencer rate calculator.
Questions about Instagram finance creators in the United States
How many Instagram finance creators in the United States are there?
206 at the 7 October 2026 export: 206 on Instagram and 0 on TikTok. Every one passed UGC Agent's qualification check, meaning the bio or recent content publicly advertises UGC work. The index grows with each search run, so treat the count as a floor.
How does this list compare with the wider pool?
These 206 creators are 91% of the 227 finance creators in the United States (median 1,137 followers), and 3% of the 7,141 Instagram creators in the United States (median 1,424 followers), and 50% of the 411 Instagram finance creators (median 1,312 followers). Their own median is 1,063 followers. Each wider list is linked above if you need more depth than this segment holds.
How many followers does a typical Instagram finance creator in the United States have?
The median is 1,063 followers, with the middle half between 450 and 2,636. 87% have fewer than 5,000 followers and only 5% are above 10,000. That is by design: the index is built around creators who make content for brands to run, not around reach.
How often is this list refreshed?
Counts and the 30 listed profiles come from the 7 October 2026 export of the index, and the page regenerates with each export. Follower figures are shown as bands because exact counts drift, and the listed profiles rotate so the same accounts are not on show permanently.
What disclosure and compliance rules apply to finance UGC?
In the US, the FTC requires clear disclosure of payment or referral bonuses, and the SEC and CFPB treat creator statements about investment or credit products as regulated promotions the brand is responsible for. In the UK, content promoting a regulated financial product must comply with FCA financial promotion rules, which usually means approval by an authorized firm and a prominent risk warning. Brief the exact approved language, require the warning in the clip, and review before posting.
How do I pay finance creators when there is nothing to seed?
With a cash fee for the deliverable and a separate line for usage rights, since there is no product to offset the cost. Referral or affiliate bonuses are common but must be disclosed as a material connection, and some regulated products restrict them entirely. Build in a paid revision round for compliance changes so the creator is not reworking the clip for free after legal review. Set expectations in the first message about the approval timeline.
Which formats work for budgeting and banking apps?
An app walkthrough that shows the feature solving a real weekly problem, a how-I-budget explainer with the creator's categories on screen, and a savings-challenge check-in filmed over several weeks. Keep numbers readable, mask real balances, and place the risk warning on screen where required. Deliver the raw capture without music so the brand can cut compliant variations and update the clip when rates, fees, or the interface change.
Is exclusivity expected for fintech creators?
More than in most niches, because a creator recommending two competing budgeting apps in the same quarter is not credible and can confuse a regulated promotion. A 90-day category window with the competitors named and a fee attached is a normal ask, and many finance creators will accept it because their content calendar is narrow anyway. Longer exclusivity should be priced as a retainer. Write the term into the agreement together with the compliance and usage clauses.
Creator listed here? Request an update or removal: hello@ugcagent.app. Handles are public usernames; no names, bios, photos, or contact details are shown.
Browse the directory
499 lists in all, each with live counts from the 7 October 2026 index: 18 niches, 44 personas and sub-niches, 12 countries, 7 languages, 3 follower tiers, and 414 narrower combinations linked from the list above each one. A list only exists where the index can fill it: 40+ creators for a niche or persona, 100+ for a country or language, and more than 24 for a combination.
By niche
By country
By persona and sub-niche
- Beauty and personal careSkincare 1,998Makeup 846Haircare 589Fragrance 157Nails 56Jewelry 45K-beauty 44
- Parents and familyMoms 2,929Dads 200Pregnancy and postpartum 154Homeschool 72
- Fitness and wellnessPersonal trainers 878Gym and strength 728Running 716Nutrition 649Yoga 264Pilates 205CrossFit and Hyrox 171
- Jobs, life stages and identityFaith-based 497Healthcare professionals 359Weddings and bridal 271Students 269Over 40 209Teachers 190Nurses 187Bilingual 182ADHD and neurodivergent 170
- Home, food and petsDog owners 275Recipes and cooking 216Home organization 157Coffee 154Home decor 140Cat owners 116DIY and renovation 78Gardening and plants 63Vegan and plant-based 63Sustainable living 47
- Creative, hobbies and formatsPhotographers 368Unboxing and hauls 148Dance 132Books and reading 114Budgeting and personal finance 109Hiking and camping 107Cosplay 96
Platform lists by tier, language and persona
- Instagram nano 19,429Instagram micro 4,157Instagram Italian 370Instagram Norwegian 106Instagram skincare 1,837Instagram makeup 781Instagram haircare 544Instagram fragrance 144Instagram k-beauty 39Instagram moms 2,732Instagram pregnancy and postpartum 144Instagram gym and strength 681Instagram students 254Instagram nurses 174Instagram over 40 194Instagram adhd and neurodivergent 144Instagram bilingual 167Instagram weddings and bridal 251Instagram dog owners 255Instagram cat owners 110Instagram diy and renovation 72Instagram gardening and plants 59Instagram recipes and cooking 201Instagram coffee 141Instagram books and reading 108Instagram unboxing and hauls 128Instagram budgeting and personal finance 91TikTok nano 1,491TikTok micro 290TikTok mid-tier 63TikTok Spanish 156TikTok Italian 59TikTok Norwegian 27TikTok skincare 161TikTok makeup 65TikTok haircare 45TikTok moms 197TikTok running 33TikTok gym and strength 47TikTok adhd and neurodivergent 26
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