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Mid-tier Finance UGC Creators: 25k to 100k Followers

UGC Agent's 31 October 2026 index holds 30 mid-tier finance creators, split 67% Instagram and 33% TikTok, with a median of 31,300 followers. That is 5% of the 560 finance creators, and the median sits above their 1,547. The United States is the largest country pool, with 8.

Mid-tier creators bring their own audience, so quotes start to include a posting fee on top of production. This list is the 30 finance creators sitting at 25,000 to 100,000 followers, 20 on Instagram and 10 on TikTok. Most are in the United States (8) and the United Kingdom (2). The micro tier holds 104 more. The 30 public profiles below are filterable; open all 30 in UGC Agent to unlock the rest.

Instagram 20TikTok 10Index of October 2026

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30 mid-tier finance creators from the October 2026 index

Public profiles only: handle, platform, follower band, niche labels, and stated country. Handles open the creator's profile page where one exists, otherwise their own account. Contact details are part of the product and stay masked here.

Showing 30 of 30

Swipe sideways to see every column.

CreatorPlatformFollowersNichesCountryContactAction
@officialpageofak TikTok 10k to 50k FinanceTrading Not stated ***@***.com Unlock email for @officialpageofak
@thebudgetingbarista TikTok 10k to 50k FinanceFitnessParenting Not stated ***@***.com Unlock email for @thebudgetingbarista
@simons.savings TikTok 10k to 50k Finance Not stated ***@***.com Unlock email for @simons.savings
@trisharenel TikTok 10k to 50k FinanceFashion Not stated ***@***.com Unlock email for @trisharenel
@wolframbusiness TikTok 10k to 50k Finance Not stated ***@***.com Unlock email for @wolframbusiness
@1ukas.online TikTok 10k to 50k FinanceTech Not stated ***@***.com Unlock email for @1ukas.online
@savingwithnia Instagram 10k to 50k Finance Not stated ***@***.com Unlock email for @savingwithnia
@savingswithsav Instagram 50k to 250k Finance United States+ Finance ***@***.com Unlock email for @savingswithsav
@jack_sullivan_us Instagram 50k to 250k Finance United States+ Finance ***@***.com Unlock email for @jack_sullivan_us
@george.whitfield_ Instagram 50k to 250k Finance United States+ Finance ***@***.com Unlock email for @george.whitfield_
@livingthevegalifee Instagram 50k to 250k Finance Not stated ***@***.com Unlock email for @livingthevegalifee
@tradingsnerd Instagram 10k to 50k FinanceTrading India ***@***.com Unlock email for @tradingsnerd
@financewith.vishnu Instagram 10k to 50k FinanceTrading Not stated ***@***.com Unlock email for @financewith.vishnu
@scrubsandshiz Instagram 10k to 50k FinanceTravel United States+ Finance ***@***.com Unlock email for @scrubsandshiz
@collegemoneymom Instagram 10k to 50k FinanceParentingEducation Not stated ***@***.com Unlock email for @collegemoneymom
@jonerfatcat TikTok 10k to 50k Finance Not stated ***@***.com Unlock email for @jonerfatcat
@travelcreatorceo Instagram 10k to 50k FinanceTravel Not stated ***@***.com Unlock email for @travelcreatorceo
@pointstopointtravel Instagram 50k to 250k FinanceTravel United States+ Finance ***@***.com Unlock email for @pointstopointtravel
@iamsaraybailey Instagram 50k to 250k Finance United States+ Finance ***@***.com Unlock email for @iamsaraybailey
@dealstoday TikTok 10k to 50k Finance Not stated ***@***.com Unlock email for @dealstoday
@realcreatives TikTok 10k to 50k Finance Canada ***@***.com Unlock email for @realcreatives
@deliciousandreal Instagram 10k to 50k Finance United Kingdom+ Finance ***@***.com Unlock email for @deliciousandreal
@travellingknowledge Instagram 10k to 50k FinanceTravel Not stated ***@***.com Unlock email for @travellingknowledge
@home_with_fern Instagram 10k to 50k FinanceParentingHome United Kingdom+ Finance ***@***.com Unlock email for @home_with_fern
@adarlingspace Instagram 10k to 50k Finance United States+ Finance ***@***.com Unlock email for @adarlingspace
@melbourne.videoguide Instagram 10k to 50k FinanceHome Australia ***@***.com Unlock email for @melbourne.videoguide
@bystephaniechiu Instagram 50k to 250k FinanceTech United States+ Finance ***@***.com Unlock email for @bystephaniechiu
@citologiacienciayarte Instagram 10k to 50k Finance Chile ***@***.com Unlock email for @citologiacienciayarte
@mafepriale Instagram 10k to 50k FinanceLifestyle Peru ***@***.com Unlock email for @mafepriale
@bryanxchen TikTok 10k to 50k Finance Not stated ***@***.com Unlock email for @bryanxchen

Avatars are generated illustrations assigned by a hash of the public handle, not creator photos. The same handle always draws the same character, and the character says nothing about what the creator looks like.

Unlock emails for all 30 mid-tier finance creators. Every one has a contact email on file in UGC Agent, 0 more than this table shows. The button opens the UGC Database filtered to finance; set the follower range there. 3-day free trial. Cancel anytime. Every creator shows in full during the trial; emails unlock when the paid plan starts.

The Viral App, an agency running UGC for 30+ mobile apps, has sourced 5,000+ creator leads with UGC Agent. Read the story. Brands hiring mid-tier finance creators also use the Fintech sourcing playbook.

Creator data snapshot

Every figure is an indexed creator from the 31 October 2026 export. Follower counts are bands because exact numbers drift between exports.

Creators indexed
30
Instagram / TikTok
20 / 10
Median followers
31,300
Under 5k followers
0%
Middle half
27,400 to 49,334
Portfolio site
33.3%
Index date
31 October 2026
Follower bands at last index
  1. Under 5000
  2. 500 to 1k0
  3. 1k to 5k0
  4. 5k to 10k0
  5. 10k to 50k23
  6. 50k to 250k7
Platform split
Instagram 67%TikTok 33%

Mid-tier finance creators, 25,000 to 100,000 followers

A mid-tier finance creator brings an audience as well as footage: 30 of them here, median 31,300 followers. Quotes at this size usually bundle a post to the creator's own feed, so split the production fee from the posting fee and price usage rights separately.

The 30 creators here run from 27,400 followers at the first quartile to 49,334 at the third, with the median at 31,300: 77% in the 10k to 50k band, 23% in the 50k to 250k band. 33.3% link a portfolio site, a second signal that they take briefs.

Where mid-tier finance creators are based

By country, the largest pools of mid-tier finance creators are United States (8), United Kingdom (2), Australia (1). Country is only known for creators whose profile states it, so treat these as a floor, not the full picture.

After that come Canada (1), Chile (1), India (1). The six together account for 14 creators. Each country link opens the finance list for that market, with its own table, platform split, and follower bands, which is the quickest way to check whether a market has enough depth for a ten-creator test before you brief.

What mid-tier finance creators cost

Every creator on this page falls in the rate calculator's mid column (25k to 100k). At that tier a 15 to 30 second UGC video typically runs $375, between $250 and $600, a five-photo set about $350, and 12 months of paid usage adds about $375 per video on top of production. Use those as an opening range, not a quote: niche, deliverable count and usage terms move every number.

Deliverabletypical, then low to highNanounder 5k followersMicro5k to 25kMid25k to 100kEstablished100k and up
UGC video, 15 to 30sper finished video$150$100 to $250$225$150 to $350$375$250 to $600$650$400 to $1,000
UGC video, 30 to 60sper finished video$195$130 to $325$295$195 to $455$490$325 to $780$845$520 to $1,300
Photo set (5 edited photos)per set$175$100 to $250$225$125 to $350$350$200 to $550$550$300 to $900
Raw footage add-onper video$50$50 to $75$70$50 to $105$115$75 to $180$195$120 to $300
Paid usage, 3 monthsper video, on top of production$40$25 to $65$55$40 to $90$95$65 to $150$165$100 to $250
Paid usage, 12 monthsper video, on top of production$150$100 to $250$225$150 to $350$375$250 to $600$650$400 to $1,000

2026 benchmark, estimates from the UGC Agent rate model and public rate cards. Not a quote and not drawn from the creator index. Build an itemised rate card for your brief with the UGC rate calculator, or compare a reach-based quote with the influencer rate calculator.

Questions about mid-tier finance creators

How many mid-tier finance creators are there?

The 31 October 2026 export holds 30, split 20 Instagram and 10 TikTok. It is the same pool as the app's UGC Database (public profiles found by UGC searches, each with a public email), and the pool grows with every search run, so the figure is a floor rather than a ceiling.

Where are mid-tier finance creators based?

United States (8), United Kingdom (2), Australia (1) are the largest pools among creators who state a country. Country is taken from the public profile, so 15 of the 30 have no listed location or sit outside the recognised list.

How many followers does a typical mid-tier finance creator have?

The median is 31,300 followers, with the middle half between 27,400 and 49,334. 0% have fewer than 5,000 followers and only 100% are above 10,000. That is by design: the index is built around creators who make content for brands to run, not around reach.

How often is this list refreshed?

Counts and the 30 listed profiles come from the 31 October 2026 export of the index, and the page regenerates with each export. Follower figures are shown as bands because exact counts drift, and the listed profiles rotate so the same accounts are not on show permanently.

What disclosure and compliance rules apply to finance UGC?

In the US, the FTC requires clear disclosure of payment or referral bonuses, and the SEC and CFPB treat creator statements about investment or credit products as regulated promotions the brand is responsible for. In the UK, content promoting a regulated financial product must comply with FCA financial promotion rules, which usually means approval by an authorized firm and a prominent risk warning. Brief the exact approved language, require the warning in the clip, and review before posting.

How do I pay finance creators when there is nothing to seed?

With a cash fee for the deliverable and a separate line for usage rights, since there is no product to offset the cost. Referral or affiliate bonuses are common but must be disclosed as a material connection, and some regulated products restrict them entirely. Build in a paid revision round for compliance changes so the creator is not reworking the clip for free after legal review. Set expectations in the first message about the approval timeline.

Which formats work for budgeting and banking apps?

An app walkthrough that shows the feature solving a real weekly problem, a how-I-budget explainer with the creator's categories on screen, and a savings-challenge check-in filmed over several weeks. Keep numbers readable, mask real balances, and place the risk warning on screen where required. Deliver the raw capture without music so the brand can cut compliant variations and update the clip when rates, fees, or the interface change.

Is exclusivity expected for fintech creators?

More than in most niches, because a creator recommending two competing budgeting apps in the same quarter is not credible and can confuse a regulated promotion. A 90-day category window with the competitors named and a fee attached is a normal ask, and many finance creators will accept it because their content calendar is narrow anyway. Longer exclusivity should be priced as a retainer. Write the term into the agreement together with the compliance and usage clauses.

Listed here as a creator? This directory is built for brands sourcing creators; there is nothing to join or pay to be listed. Request an update or removal: hello@ugcagent.app. Handles are public usernames; no names, bios, photos, or contact details are shown.

Browse the directory

847 lists in all, each with live counts from the 31 October 2026 index: 19 niches, 44 personas and sub-niches, 19 countries, 8 languages, 3 follower tiers, 2 gender lists, 55 cities, and 696 narrower combinations linked from the list above each one. A list only exists where the index can fill it: 40+ creators for a niche or persona, 100+ for a country or language, and more than 24 for a combination.

By persona and sub-niche

Platform lists by tier, language, persona and gender

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